Compared to Estimates, JPMorgan Chase & Co. (JPM) Q1 Earnings: A Look at Key Metrics

For the quarter ended March 2025, JPMorgan Chase & Co. (JPM) reported revenue of $45.31 billion, up 8.1% over the same period last year. EPS came in at $5.07, compared to $4.63 in the year-ago quarter.The reported revenue represents a surprise of +4.82% over the Zacks Consensus Estimate of $43.23 billion. With the consensus EPS estimate being $4.62, the EPS surprise was +9.74%.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how JPMorgan Chase & Co. performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net loan charged-off on Average loans (Total retained loans): 0.7% versus the six-analyst average estimate of 0.7%. Book value per share: $119.24 compared to the $117.88 average estimate based on five analysts. Total Interest Earning Assets - Average Balance: $3,668.38 billion compared to the $3,563.10 billion average estimate based on four analysts. Total Non-Performing Assets: $9.11 billion versus the four-analyst average estimate of $9.81 billion. Consumer & Community Banking- Revenue By Line of Business- Card Services & Auto: $6.85 billion versus $6.32 billion estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +11.5% change. Total Net Revenue- Line of Business Net Revenue- Commercial & Investment Bank: $19.67 billion versus the two-analyst average estimate of $19.66 billion. Commercial & Investment Bank- Revenue by Business- Payments: $4.57 billion versus the two-analyst average estimate of $4.87 billion. Commercial & Investment Bank- Revenue by Business- Total Banking & Payments: $8.75 billion compared to the $9.39 billion average estimate based on two analysts. Commercial & Investment Bank- Revenue by Business- Fixed Income Markets: $5.85 billion versus $5.99 billion estimated by two analysts on average. Commercial & Investment Bank- Revenue by Business- Equity Markets: $3.81 billion versus the two-analyst average estimate of $3.17 billion. Consumer & Community Banking- Revenue By Line of Business- Home Lending: $1.21 billion versus the two-analyst average estimate of $1.23 billion. The reported number represents a year-over-year change of +1.8%. Commercial & Investment Bank- Revenue by Business- Total Markets & Securities Services: $10.91 billion versus the two-analyst average estimate of $10.27 billion. View all Key Company Metrics for JPMorgan Chase & Co. here>>>Shares of JPMorgan Chase & Co. have returned +0.9% over the past month versus the Zacks S&P 500 composite's -6.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Zacks Names #1 Semiconductor StockIt's only 1/9,000th the size of NVIDIA which skyrocketed more than +800% since we recommended it. NVIDIA is still strong, but our new top chip stock has much more room to boom.With strong earnings growth and an expanding customer base, it's positioned to feed the rampant demand for Artificial Intelligence, Machine Learning, and Internet of Things. Global semiconductor manufacturing is projected to explode from $452 billion in 2021 to $803 billion by 2028.See This Stock Now for Free >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report JPMorgan Chase & Co. (JPM): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks