Here's What Key Metrics Tell Us About American Express (AXP) Q4 Earnings

For the quarter ended December 2024, American Express (AXP) reported revenue of $17.18 billion, up 8.7% over the same period last year. EPS came in at $3.04, compared to $2.62 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $17.18 billion, representing a surprise of +0.01%. The company delivered an EPS surprise of +0.33%, with the consensus EPS estimate being $3.03.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how American Express performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Book value per common share: $40.88 compared to the $41.49 average estimate based on three analysts. Commercial Services - Card Member Loans - Total loans: $29.65 billion versus $30.48 billion estimated by two analysts on average. U.S. Consumer Services - Card Member loans - Total loans: $92.63 billion versus the two-analyst average estimate of $91 billion. International Card Services - Card Member loans - consumer and small business - Total loans: $17.4 billion compared to the $18.56 billion average estimate based on two analysts. Average Card Member loans: $136.97 billion versus $136.84 billion estimated by two analysts on average. Total Card Member loans: $139.67 billion versus the two-analyst average estimate of $140.03 billion. Card billed business (Network volumes): $464 billion versus the two-analyst average estimate of $458.67 billion. Total Interest Income: $6.08 billion compared to the $6.19 billion average estimate based on five analysts. Total non-interest revenues: $13.14 billion versus the five-analyst average estimate of $13.07 billion. Net Interest Income: $4.04 billion compared to the $4.12 billion average estimate based on five analysts. Discount revenue: $9.18 billion compared to the $9.11 billion average estimate based on four analysts. Net card fees: $2.25 billion versus the four-analyst average estimate of $2.26 billion. View all Key Company Metrics for American Express here>>>Shares of American Express have returned +7.2% over the past month versus the Zacks S&P 500 composite's +2.5% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Zacks Names #1 Semiconductor StockIt's only 1/9,000th the size of NVIDIA which skyrocketed more than +800% since we recommended it. NVIDIA is still strong, but our new top chip stock has much more room to boom.With strong earnings growth and an expanding customer base, it's positioned to feed the rampant demand for Artificial Intelligence, Machine Learning, and Internet of Things. Global semiconductor manufacturing is projected to explode from $452 billion in 2021 to $803 billion by 2028.See This Stock Now for Free >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report American Express Company (AXP): Free Stock Analysis ReportTo read this article on Zacks.com click here.Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks