Hancock Whitney (HWC) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates

Hancock Whitney (HWC) reported $364.7 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 3%. EPS of $1.38 for the same period compares to $1.28 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $364.77 million, representing a surprise of -0.02%. The company delivered an EPS surprise of +7.81%, with the consensus EPS estimate being $1.28.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how Hancock Whitney performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net interest margin (TE): 3.4% versus 3.4% estimated by four analysts on average. Efficiency Ratio: 55.2% versus the four-analyst average estimate of 56.5%. Total net charge-offs as a percentage of average loans: 0.2% versus 0.2% estimated by three analysts on average. Average Balance - Total interest earning assets: $32.02 billion versus $32.32 billion estimated by three analysts on average. Total nonperforming loans: $104.21 million versus $105.41 million estimated by two analysts on average. Total nonperforming assets(Total nonaccrual loans + ORE and foreclosed assets): $130.90 million versus the two-analyst average estimate of $138.12 million. Total Noninterest Income: $94.79 million versus the four-analyst average estimate of $92.10 million. Net interest income (TE): $272.71 million compared to the $276.21 million average estimate based on four analysts. Net Interest Income: $269.91 million versus the three-analyst average estimate of $272.82 million. Secondary mortgage market operations: $3.47 million versus $3.25 million estimated by two analysts on average. Bank card and ATM fees: $20.71 million compared to the $20.92 million average estimate based on two analysts. Investment and annuity fees and insurance commissions: $11.42 million versus $12.39 million estimated by two analysts on average. View all Key Company Metrics for Hancock Whitney here>>>Shares of Hancock Whitney have returned -7.3% over the past month versus the Zacks S&P 500 composite's -3.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.7 Best Stocks for the Next 30 DaysJust released: Experts distill 7 elite stocks from the current list of 220 Zacks Rank #1 Strong Buys. They deem these tickers "Most Likely for Early Price Pops."Since 1988, the full list has beaten the market more than 2X over with an average gain of +23.9% per year. So be sure to give these hand picked 7 your immediate attention. See them now >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Hancock Whitney Corporation (HWC): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks