Bank of Hawaii (BOH) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

For the quarter ended December 2024, Bank of Hawaii (BOH) reported revenue of $163.23 million, up 3.3% over the same period last year. EPS came in at $0.85, compared to $0.72 in the year-ago quarter.The reported revenue represents a surprise of -0.74% over the Zacks Consensus Estimate of $164.44 million. With the consensus EPS estimate being $0.87, the EPS surprise was -2.30%.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.Here is how Bank of Hawaii performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Total Non-Performing Assets: $19.30 million compared to the $18.43 million average estimate based on two analysts. Total Non-Accrual Loans and Leases: $16.64 million versus $15.76 million estimated by two analysts on average. Net Interest Margin: 2.2% versus 2.2% estimated by two analysts on average. Average Balance - Total interest earning assets: $22.13 billion compared to the $22.05 billion average estimate based on two analysts. Net charge-offs to average loans: 0.1% compared to the 0.1% average estimate based on two analysts. Efficiency Ratio: 66.1% compared to the 66.8% average estimate based on two analysts. Net Interest Income (FTE): $121.50 million versus $119.54 million estimated by two analysts on average. Annuity and Insurance: $1.35 million versus $1.56 million estimated by two analysts on average. Bank-Owned Life Insurance: $3.28 million versus the two-analyst average estimate of $3.76 million. Trust and Asset Management: $12.16 million versus $11.94 million estimated by two analysts on average. Mortgage Banking: $0.94 million versus the two-analyst average estimate of $1.08 million. Net Interest Income: $120.18 million versus the two-analyst average estimate of $118.49 million. View all Key Company Metrics for Bank of Hawaii here>>>Shares of Bank of Hawaii have returned +1% over the past month versus the Zacks S&P 500 composite's +1.1% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.Zacks' Research Chief Names "Stock Most Likely to Double"Our team of experts has just released the 5 stocks with the greatest probability of gaining +100% or more in the coming months. Of those 5, Director of Research Sheraz Mian highlights the one stock set to climb highest.This top pick is among the most innovative financial firms. With a fast-growing customer base (already 50+ million) and a diverse set of cutting edge solutions, this stock is poised for big gains. Of course, all our elite picks aren’t winners but this one could far surpass earlier Zacks’ Stocks Set to Double like Nano-X Imaging which shot up +129.6% in little more than 9 months.Free: See Our Top Stock And 4 Runners UpWant the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Bank of Hawaii Corporation (BOH): Free Stock Analysis ReportTo read this article on Zacks.com click here.Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks