Truist Financial (TFC) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates

For the quarter ended December 2024, Truist Financial Corporation (TFC) reported revenue of $5.06 billion, down 11.2% over the same period last year. EPS came in at $0.91, compared to $0.81 in the year-ago quarter.The reported revenue represents a surprise of +1.13% over the Zacks Consensus Estimate of $5 billion. With the consensus EPS estimate being $0.87, the EPS surprise was +4.60%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.Here is how Truist Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net interest margin: 3.1% compared to the 3.1% average estimate based on six analysts. Total nonperforming assets: $1.48 billion compared to the $1.53 billion average estimate based on five analysts. Net charge-offs as a percentage of average loans and leases: 0.6% versus the five-analyst average estimate of 0.6%. Book Value Per Share (BVPS): $43.90 versus $44.51 estimated by five analysts on average. Average balance - Total earning assets: $472.64 billion compared to the $468.30 billion average estimate based on five analysts. Efficiency Ratio: 60% versus the four-analyst average estimate of 59.7%. Total nonaccrual loans and leases: $1.43 billion compared to the $1.45 billion average estimate based on four analysts. Tier 1 Leverage Ratio: 10.5% versus the three-analyst average estimate of 10.4%. Tier 1 Capital Ratio: 12.9% versus the three-analyst average estimate of 12.8%. Total Capital Ratio: 14.9% versus the two-analyst average estimate of 15%. Total Noninterest Income: $1.47 billion versus the six-analyst average estimate of $1.44 billion. Net interest income (FTE): $3.64 billion versus the five-analyst average estimate of $3.60 billion. View all Key Company Metrics for Truist Financial here>>>Shares of Truist Financial have returned +5.7% over the past month versus the Zacks S&P 500 composite's -2.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Just Released: Zacks Top 10 Stocks for 2025Hurry – you can still get in early on our 10 top tickers for 2025. Handpicked by Zacks Director of Research Sheraz Mian, this portfolio has been stunningly and consistently successful. From inception in 2012 through November, 2024, the Zacks Top 10 Stocks gained +2,112.6%, more than QUADRUPLING the S&P 500’s +475.6%. Sheraz has combed through 4,400 companies covered by the Zacks Rank and handpicked the best 10 to buy and hold in 2025. You can still be among the first to see these just-released stocks with enormous potential. See New Top 10 Stocks >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Truist Financial Corporation (TFC): Free Stock Analysis ReportTo read this article on Zacks.com click here.Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks