RLI Corp. (RLI) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

For the quarter ended December 2024, RLI Corp. (RLI) reported revenue of $435.95 million, up 15.2% over the same period last year. EPS came in at $0.41, compared to $0.77 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $436.37 million, representing a surprise of -0.10%. The company delivered an EPS surprise of -14.58%, with the consensus EPS estimate being $0.48.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.Here is how RLI Corp. performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net operating expenses - Total: 37.6% versus the five-analyst average estimate of 38.6%. Net loss & settlement expenses - Total: 56.8% versus the five-analyst average estimate of 57.9%. Underwriting income (loss) - Total: 94.4% compared to the 96.5% average estimate based on five analysts. Underwriting income (loss) - Surety: 87.1% versus the three-analyst average estimate of 82.2%. Underwriting income (loss) - Property: 80.5% versus the three-analyst average estimate of 88.7%. Underwriting income (loss) - Casualty: 103.9% versus 105.6% estimated by three analysts on average. Net operating expenses - Property: 33.1% versus the two-analyst average estimate of 31.8%. Net premiums earned: $397.18 million versus the five-analyst average estimate of $398.26 million. The reported number represents a year-over-year change of +14.8%. Net investment income: $38.78 million compared to the $38.11 million average estimate based on five analysts. The reported number represents a change of +19.1% year over year. Net premiums earned- Property: $134.61 million versus $136.52 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +16.1% change. Net premiums earned- Surety: $36.74 million versus $38.22 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +8.1% change. Net premiums earned- Casualty: $225.82 million compared to the $223.17 million average estimate based on three analysts. The reported number represents a change of +15.2% year over year. View all Key Company Metrics for RLI Corp. here>>>Shares of RLI Corp. have returned -6.7% over the past month versus the Zacks S&P 500 composite's +2.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Zacks' Research Chief Names "Stock Most Likely to Double"Our team of experts has just released the 5 stocks with the greatest probability of gaining +100% or more in the coming months. Of those 5, Director of Research Sheraz Mian highlights the one stock set to climb highest.This top pick is among the most innovative financial firms. With a fast-growing customer base (already 50+ million) and a diverse set of cutting edge solutions, this stock is poised for big gains. Of course, all our elite picks aren’t winners but this one could far surpass earlier Zacks’ Stocks Set to Double like Nano-X Imaging which shot up +129.6% in little more than 9 months.Free: See Our Top Stock And 4 Runners UpWant the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report RLI Corp. (RLI): Free Stock Analysis ReportTo read this article on Zacks.com click here.Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks