Happy Money Named Best Consumer Lending Company by FinTech Breakthrough
Recognized for helping over 300,000 Americans improve financial well-being through
responsible lending in partnership with community financial institutions
TORRANCE, Calif., March 19, 2025 /PRNewswire/ -- Happy Money, a leading consumer finance company, has been named Best Consumer Lending Company in the 9th annual FinTech Breakthrough Awards program conducted by FinTech Breakthrough, an independent market intelligence organization that recognizes the top companies, technologies and products in the global fintech market today.
Happy Money earned this recognition through its unique combination of sophisticated lending technology, responsible underwriting practices and value-driven approach. The company's fully digital lending platform helps both consumers and financial institutions – including banks, credit unions and asset managers – achieve their goals in an increasingly challenging market, creating a win-win scenario for all involved. Through its personal loan product, Happy Money helps consumers pay off high-interest credit card debt faster and more affordably, while empowering lenders to originate high-quality loans, diversify balance sheets and drive profitable growth.
"In an era of record-high credit card debt, Happy Money's responsible, accessible lending solutions are more important than ever," said Steve Johansson, Managing Director, FinTech Breakthrough. "Happy Money is helping consumers take greater control of their financial futures while enabling lending partners to increase their impact and reach. We are proud to recognize them as the 'Best Consumer Lending Company' for 2025."
Happy Money's proprietary underwriting models and technology-powered lending experience allows financial institutions and asset managers to fund personal loans with attractive risk-adjusted returns – providing consumers with personalized loan options to meet their unique needs. Through this differentiated approach, Happy Money has originated over $6 billion in loans, helping more than 300,000 borrowers across the country.
"Our lending platform provides consumers with the tools they need to reach their goals and reduce financial stress, while also empowering our partners to optimize their portfolios and grow efficiently," said Matt Potere, CEO of Happy Money. "This acknowledgement from FinTech Breakthrough reflects our vision for making lending a force for good. As we continue to innovate, we remain committed to enabling borrowers and lenders to succeed together."
About Happy Money
Happy Money is a consumer finance company that empowers people to achieve their goals through responsible lending. With its fully digital platform, Happy Money partners with credit unions, banks and asset managers to originate high-quality loans, unlocking balance sheet diversification and scale.
Backed by leading investors like TruStage Ventures, Happy Money provides a turnkey acquisition, underwriting and originations channel for financial institutions to grow as a force for good in their communities. Together with their capital partner network, Happy Money has originated over $6 billion in loans representing more than 300,000 individuals who have taken greater control of their financial futures. Learn more at happymoney.com.
About FinTech Breakthrough
Part of Tech Breakthrough, a leading market intelligence and recognition platform for technology innovation and leadership around the globe, the FinTech Breakthrough Awards program is devoted to honoring breakthrough innovation in Financial Technologies and Services companies and products. The FinTech Breakthrough Awards provide public recognition for the standout achievements of FinTech companies and products in categories that include Payments, Personal Finance, Cryptocurrency, Wealth Management, Fraud Protection, Banking, Lending, RegTech, InsurTech and more. For more information visit FinTechBreakthrough.com.
Tech Breakthrough LLC does not endorse any vendor, product or service depicted in our recognition programs, and does not advise technology users to select only those vendors with award designations. Tech Breakthrough LLC recognition consists of the opinions of the Tech Breakthrough LLC organization and should not be construed as statements of fact. Tech Breakthrough LLC disclaims all warranties, expressed or implied, with respect to this recognition program, including any warranties of merchantability or fitness for a particular purpose.
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SOURCE Happy Money