Don't Need Your Required Minimum Distribution (RMD) Just Yet? Here's What You Can Do With the Cash Influx.
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The majority of adults 73 and older who have to take required minimum distributions (RMDs) -- mandatory annual withdrawals from most retirement accounts -- have already done so for 2024. However, those who turned 73 last year have until April 1, 2025, to make their first one.RMDs aren't a big deal to everyone. You may withdraw your RMD or more just to cover your living expenses. But for some, RMDs force them to withdraw their savings earlier than they had hoped. Skipping RMDs isn't an option, though. If you do, you could pay a 25% penalty on the amount you should have withdrawn.Image source: Getty Images.Continue readingWeiter zum vollständigen Artikel bei MotleyFool
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