Allstate (ALL) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

Allstate (ALL) reported $16.71 billion in revenue for the quarter ended December 2024, representing a year-over-year increase of 12.1%. EPS of $7.67 for the same period compares to $5.82 a year ago.The reported revenue represents a surprise of -0.01% over the Zacks Consensus Estimate of $16.71 billion. With the consensus EPS estimate being $6.51, the EPS surprise was +17.82%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how Allstate performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Combined Ratio - Property-liability: 86.9% compared to the 90.2% average estimate based on seven analysts. Expense Ratio - Property-liability: 23.2% versus 22% estimated by six analysts on average. Loss Ratio - Property-liability: 63.7% versus the six-analyst average estimate of 67.8%. Combined Ratio - Auto: 93.5% versus 93.2% estimated by six analysts on average. Property-Liability- Net Premiums Earned: $13.93 billion versus $14 billion estimated by seven analysts on average. Compared to the year-ago quarter, this number represents a +10.6% change. Allstate Health and Benefits- Net Investment Income: $26 million versus the six-analyst average estimate of $25.87 million. The reported number represents a year-over-year change of +18.2%. Allstate Health and Benefits- Other Revenue: $144 million compared to the $129.41 million average estimate based on six analysts. The reported number represents a change of +2.1% year over year. Property-Liability- Other Revenue: $493 million compared to the $472.64 million average estimate based on six analysts. The reported number represents a change of +20.2% year over year. Corporate and Other- Net Investment Income: $24 million versus the six-analyst average estimate of $23.16 million. The reported number represents a year-over-year change of 0%. Allstate Health and Benefits- Accident and health insurance premiums and contract charges: $482 million versus the six-analyst average estimate of $479.81 million. The reported number represents a year-over-year change of +3.2%. Property-Liability- Net Investment Income: $757 million compared to the $683.89 million average estimate based on six analysts. The reported number represents a change of +40.7% year over year. Protection Services- Net Investment Income: $26 million versus the five-analyst average estimate of $24.41 million. The reported number represents a year-over-year change of +30%. View all Key Company Metrics for Allstate here>>>Shares of Allstate have returned +2.6% over the past month versus the Zacks S&P 500 composite's +1.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.5 Stocks Set to DoubleEach was handpicked by a Zacks expert as the #1 favorite stock to gain +100% or more in 2024. While not all picks can be winners, previous recommendations have soared +143.0%, +175.9%, +498.3% and +673.0%.Most of the stocks in this report are flying under Wall Street radar, which provides a great opportunity to get in on the ground floor.Today, See These 5 Potential Home Runs >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report The Allstate Corporation (ALL): Free Stock Analysis ReportTo read this article on Zacks.com click here.Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks