NASB Financial, Inc. Announces Financial Results

NASB Financial, Inc.

Financial Highlights

(Dollars in thousands, except per share data)

    12/31/24

       9/30/24

    12/31/23

EARNINGS DATA:

Net interest income

$

19,564

19,904

18,877

Provision for credit losses

66

(71)

(1,468)

Non-interest income

3,124

873

1,125

Non-interest expense

12,073

13,071

12,016

Income tax expense

2,595

1,633

1,817

     Net income

$

7,954

6,144

7,637

FINANCIAL CONDITION DATA:

Total assets

$

2,919,263

2,860,399

2,752,294

Total loans held for investment and 

     mortgage-backed securities, net

2,186,076

2,170,905

2,163,559

Customer and brokered deposit

     accounts

1,800,419

1,729,642

1,699,188

Stockholders' equity

413,891

413,204

398,966

FINANCIAL RATIOS AND PER SHARE DATA:

Book value per share

$

57.20

57.18

53.93

Earnings per share

1.10

0.84

1.03

Cash dividends paid per share

0.25

0.25

0.25

Return on assets (annualized net income 
     divided by total average assets)

1.10 %

0.87 %

1.10 %

Return on equity (annualized net income
      divided by average stockholders' equity)

7.69 %

5.99 %

7.78 %

Weighted average shares outstanding

7,232,473

7,327,387

7,392,679