Compared to Estimates, Veritex Holdings (VBTX) Q1 Earnings: A Look at Key Metrics

For the quarter ended March 2025, Veritex Holdings (VBTX) reported revenue of $109.73 million, up 10.3% over the same period last year. EPS came in at $0.54, compared to $0.53 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $110.7 million, representing a surprise of -0.88%. The company delivered an EPS surprise of +5.88%, with the consensus EPS estimate being $0.51.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.Here is how Veritex Holdings performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency Ratio (GAAP): 60.9% versus 61.5% estimated by two analysts on average. Net charge-offs to average loans outstanding: 0.2% versus 0.3% estimated by two analysts on average. Net Interest Margin: 3.3% versus the two-analyst average estimate of 3.3%. Total nonperforming loans held for investment (NPLs): $72.63 million compared to the $57.03 million average estimate based on two analysts. Total nonperforming assets (NPAs): $96.90 million versus $86.71 million estimated by two analysts on average. Average Outstanding Balance - Total interest-earning assets: $11.68 billion versus the two-analyst average estimate of $11.88 billion. Total Noninterest Income: $14.29 million compared to the $14.60 million average estimate based on two analysts. Net Interest Income: $95.44 million compared to the $96.11 million average estimate based on two analysts. View all Key Company Metrics for Veritex Holdings here>>>Shares of Veritex Holdings have returned -14.4% over the past month versus the Zacks S&P 500 composite's -8.9% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.5 Stocks Set to DoubleEach was handpicked by a Zacks expert as the #1 favorite stock to gain +100% or more in 2024. While not all picks can be winners, previous recommendations have soared +143.0%, +175.9%, +498.3% and +673.0%.Most of the stocks in this report are flying under Wall Street radar, which provides a great opportunity to get in on the ground floor.Today, See These 5 Potential Home Runs >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Veritex Holdings, Inc. (VBTX): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks