Compared to Estimates, Enterprise Financial Services (EFSC) Q4 Earnings: A Look at Key Metrics

Enterprise Financial Services (EFSC) reported $167 million in revenue for the quarter ended December 2024, representing a year-over-year increase of 0.5%. EPS of $1.32 for the same period compares to $1.21 a year ago.The reported revenue represents a surprise of +5.83% over the Zacks Consensus Estimate of $157.8 million. With the consensus EPS estimate being $1.18, the EPS surprise was +11.86%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.Here is how Enterprise Financial Services performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency Ratio: 59.6% versus the three-analyst average estimate of 60.4%. Net Interest Margin: 4.1% compared to the 4.1% average estimate based on three analysts. Total nonperforming loans: $42.69 million versus $32.66 million estimated by two analysts on average. Average Balance - Total interest earning assets: $14.32 billion versus the two-analyst average estimate of $14.07 billion. Net charge-offs to average loans: 0.3% versus the two-analyst average estimate of 0.2%. Total Noninterest Income: $20.63 million versus the three-analyst average estimate of $17.72 million. Net Interest Income: $146.37 million compared to the $140.72 million average estimate based on two analysts. Deposit service charges: $4.73 million versus $4.83 million estimated by two analysts on average. Tax credit income: $6.02 million compared to the $3 million average estimate based on two analysts. Net interest income (FTE): $148.64 million versus $143.56 million estimated by two analysts on average. Wealth management income: $2.72 million compared to the $2.81 million average estimate based on two analysts. View all Key Company Metrics for Enterprise Financial Services here>>>Shares of Enterprise Financial Services have returned +0.2% over the past month versus the Zacks S&P 500 composite's +1.1% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.Zacks' Research Chief Names "Stock Most Likely to Double"Our team of experts has just released the 5 stocks with the greatest probability of gaining +100% or more in the coming months. Of those 5, Director of Research Sheraz Mian highlights the one stock set to climb highest.This top pick is among the most innovative financial firms. With a fast-growing customer base (already 50+ million) and a diverse set of cutting edge solutions, this stock is poised for big gains. Of course, all our elite picks aren’t winners but this one could far surpass earlier Zacks’ Stocks Set to Double like Nano-X Imaging which shot up +129.6% in little more than 9 months.Free: See Our Top Stock And 4 Runners UpWant the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Enterprise Financial Services Corporation (EFSC): Free Stock Analysis ReportTo read this article on Zacks.com click here.Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks