Prudential (PRU) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

Prudential (PRU) reported $13.01 billion in revenue for the quarter ended December 2024, representing a year-over-year decline of 0.1%. EPS of $2.96 for the same period compares to $2.58 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $14.15 billion, representing a surprise of -8.08%. The company delivered an EPS surprise of -9.76%, with the consensus EPS estimate being $3.28.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how Prudential performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Assets Under Management and Administration - PGIM - Total: 1375.2 billion versus the four-analyst average estimate of 1418.1 billion. Assets Under Management and Administration - PGIM - Institutional customers: 620.2 billion compared to the 646.74 billion average estimate based on three analysts. Assets Under Management and Administration - PGIM - Retail customers: 370.9 billion versus the three-analyst average estimate of 368.64 billion. Assets Under Management and Administration - PGIM - General account: 384.1 billion compared to the 401.62 billion average estimate based on three analysts. Total Revenues- International Businesses: $4.28 billion compared to the $4.36 billion average estimate based on four analysts. The reported number represents a change of -2.2% year over year. Total Revenues- U.S. Businesses: $7.58 billion versus $8.61 billion estimated by four analysts on average. Compared to the year-ago quarter, this number represents a +1.4% change. Adjusted Operating Income (Loss) basis- Policy charges and fee income: $1.06 billion versus the five-analyst average estimate of $1.16 billion. Adjusted Operating Income (Loss) basis- Premiums: $5.94 billion versus $7.04 billion estimated by five analysts on average. Adjusted Operating Income (Loss) basis- Net investment income: $4.60 billion compared to the $4.47 billion average estimate based on five analysts. Total Revenues- International Businesses- Life Planner: $2.19 billion compared to the $2.16 billion average estimate based on four analysts. The reported number represents a change of -2% year over year. Total Revenues- International Businesses- Gibraltar Life and Other: $2.10 billion versus the four-analyst average estimate of $2.19 billion. The reported number represents a year-over-year change of -2.4%. Total Revenues- U.S. Businesses- Retirement Strategies: $4.48 billion compared to the $5.38 billion average estimate based on four analysts. The reported number represents a change of +3.3% year over year. View all Key Company Metrics for Prudential here>>>Shares of Prudential have returned +0.2% over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Research Chief Names "Single Best Pick to Double"From thousands of stocks, 5 Zacks experts each have chosen their favorite to skyrocket +100% or more in months to come. From those 5, Director of Research Sheraz Mian hand-picks one to have the most explosive upside of all.This company targets millennial and Gen Z audiences, generating nearly $1 billion in revenue last quarter alone. A recent pullback makes now an ideal time to jump aboard. Of course, all our elite picks aren’t winners but this one could far surpass earlier Zacks’ Stocks Set to Double like Nano-X Imaging which shot up +129.6% in little more than 9 months.Free: See Our Top Stock And 4 Runners UpWant the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Prudential Financial, Inc. (PRU): Free Stock Analysis ReportTo read this article on Zacks.com click here.Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks