Paypal (PYPL) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

Paypal (PYPL) reported $8.37 billion in revenue for the quarter ended December 2024, representing a year-over-year increase of 4.2%. EPS of $1.19 for the same period compares to $1.48 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $8.23 billion, representing a surprise of +1.67%. The company delivered an EPS surprise of +5.31%, with the consensus EPS estimate being $1.13.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.Here is how Paypal performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Total Payment Volume (TPV): $437.84 billion versus $435.29 billion estimated by six analysts on average. Transaction take rate: 1.7% versus the six-analyst average estimate of 1.7%. Transaction margin: 47% versus 46.4% estimated by five analysts on average. Total take rate: 1.9% compared to the 1.9% average estimate based on four analysts. Transaction expense rate: 0.9% compared to the 0.9% average estimate based on three analysts. Active accounts: 434 versus 434 estimated by three analysts on average. Number of payment transactions: 6,619 versus 6,930 estimated by two analysts on average. Transaction and Credit loss rate: 0.1% compared to the 0.1% average estimate based on two analysts. Revenues from other value added services: $778 million versus the nine-analyst average estimate of $738.97 million. The reported number represents a year-over-year change of +4.7%. Transaction revenues: $7.59 billion versus the nine-analyst average estimate of $7.49 billion. The reported number represents a year-over-year change of +4.2%. View all Key Company Metrics for Paypal here>>>Shares of Paypal have remained unchanged over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Research Chief Names "Single Best Pick to Double"From thousands of stocks, 5 Zacks experts each have chosen their favorite to skyrocket +100% or more in months to come. From those 5, Director of Research Sheraz Mian hand-picks one to have the most explosive upside of all.This company targets millennial and Gen Z audiences, generating nearly $1 billion in revenue last quarter alone. A recent pullback makes now an ideal time to jump aboard. Of course, all our elite picks aren’t winners but this one could far surpass earlier Zacks’ Stocks Set to Double like Nano-X Imaging which shot up +129.6% in little more than 9 months.Free: See Our Top Stock And 4 Runners UpWant the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report PayPal Holdings, Inc. (PYPL): Free Stock Analysis ReportTo read this article on Zacks.com click here.Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks