Middlefield Banc (MBCN) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates

Middlefield Banc Corp. (MBCN) reported $17.47 million in revenue for the quarter ended December 2024, representing a year-over-year increase of 2.9%. EPS of $0.60 for the same period compares to $0.44 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $17.05 million, representing a surprise of +2.46%. The company delivered an EPS surprise of +27.66%, with the consensus EPS estimate being $0.47.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.Here is how Middlefield Banc performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net Interest Margin: 3.6% versus the two-analyst average estimate of 3.4%. Average Interest Earning Assets: $1.77 billion versus $1.78 billion estimated by two analysts on average. Net charge-offs (recoveries) to average loans outstanding: 0.1% versus the two-analyst average estimate of 0.2%. Efficiency ratio: 65.1% compared to the 70% average estimate based on two analysts. Total Noninterest Income: $1.91 million compared to the $1.90 million average estimate based on two analysts. Net Interest Income: $15.56 million compared to the $15.15 million average estimate based on two analysts. View all Key Company Metrics for Middlefield Banc here>>>Shares of Middlefield Banc have returned -15.3% over the past month versus the Zacks S&P 500 composite's +2.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.7 Best Stocks for the Next 30 DaysJust released: Experts distill 7 elite stocks from the current list of 220 Zacks Rank #1 Strong Buys. They deem these tickers "Most Likely for Early Price Pops."Since 1988, the full list has beaten the market more than 2X over with an average gain of +24.1% per year. So be sure to give these hand picked 7 your immediate attention. See them now >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Middlefield Banc Corp. (MBCN): Free Stock Analysis ReportTo read this article on Zacks.com click here.Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks