Glacier Bancorp (GBCI) Reports Q4 Earnings: What Key Metrics Have to Say

Glacier Bancorp (GBCI) reported $222.99 million in revenue for the quarter ended December 2024, representing a year-over-year increase of 13%. EPS of $0.54 for the same period compares to $0.49 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $221.85 million, representing a surprise of +0.52%. The company delivered an EPS surprise of +1.89%, with the consensus EPS estimate being $0.53.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.Here is how Glacier Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net interest margin (tax-equivalent): 3% versus the three-analyst average estimate of 2.9%. Efficiency Ratio: 60.5% compared to the 63.8% average estimate based on three analysts. Total non-performing assets: $27.79 million versus $28.18 million estimated by two analysts on average. Average Balances - Total earning assets: $26.20 billion versus the two-analyst average estimate of $25.93 billion. Non-accrual loans: $20.45 million compared to the $21.12 million average estimate based on two analysts. Total Non-Interest Income: $31.55 million versus $34.64 million estimated by three analysts on average. Net Interest Income: $191.44 million versus $187.37 million estimated by three analysts on average. Net interest income (tax-equivalent): $195.45 million versus $191.90 million estimated by two analysts on average. Gain on sale of loans: $3.93 million versus $4.53 million estimated by two analysts on average. View all Key Company Metrics for Glacier Bancorp here>>>Shares of Glacier Bancorp have returned +1.4% over the past month versus the Zacks S&P 500 composite's +2.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.7 Best Stocks for the Next 30 DaysJust released: Experts distill 7 elite stocks from the current list of 220 Zacks Rank #1 Strong Buys. They deem these tickers "Most Likely for Early Price Pops."Since 1988, the full list has beaten the market more than 2X over with an average gain of +24.1% per year. So be sure to give these hand picked 7 your immediate attention. See them now >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Glacier Bancorp, Inc. (GBCI): Free Stock Analysis ReportTo read this article on Zacks.com click here.Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks