Columbia Financial (CLBK) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

For the quarter ended December 2024, Columbia Financial (CLBK) reported revenue of $57.31 million, up 1.3% over the same period last year. EPS came in at $0.11, compared to $0.09 in the year-ago quarter.The reported revenue represents a surprise of +4.29% over the Zacks Consensus Estimate of $54.95 million. With the consensus EPS estimate being $0.08, the EPS surprise was +37.50%.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how Columbia Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency Ratio: 205.2% compared to the 78.7% average estimate based on two analysts. Net Interest Margin: 1.9% versus the two-analyst average estimate of 1.9%. Average Interest Earning Assets: $9.82 billion versus $9.78 billion estimated by two analysts on average. Total Non-Interest Income: $10.88 million versus $8.82 million estimated by two analysts on average. Net Interest Income: $46.43 million versus the two-analyst average estimate of $46.15 million. View all Key Company Metrics for Columbia Financial here>>>Shares of Columbia Financial have returned -3.1% over the past month versus the Zacks S&P 500 composite's +0.8% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.5 Stocks Set to DoubleEach was handpicked by a Zacks expert as the #1 favorite stock to gain +100% or more in 2024. While not all picks can be winners, previous recommendations have soared +143.0%, +175.9%, +498.3% and +673.0%.Most of the stocks in this report are flying under Wall Street radar, which provides a great opportunity to get in on the ground floor.Today, See These 5 Potential Home Runs >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Columbia Financial (CLBK): Free Stock Analysis ReportTo read this article on Zacks.com click here.Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks