The Bancorp (TBBK) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates

The Bancorp (TBBK) reported $148.57 million in revenue for the quarter ended December 2024, representing a year-over-year increase of 24.7%. EPS of $1.15 for the same period compares to $0.95 a year ago.The reported revenue represents a surprise of +12.76% over the Zacks Consensus Estimate of $131.76 million. With the consensus EPS estimate being $1.13, the EPS surprise was +1.77%.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how The Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency Ratio: 40% versus the two-analyst average estimate of 40.6%. Net Interest Margin: 4.6% versus 4.8% estimated by two analysts on average. Average Interest-Earning Assets: $8.29 billion versus $8.01 billion estimated by two analysts on average. Total Non-Interest Income: $54.27 million versus $35.72 million estimated by two analysts on average. Net Interest Income: $94.30 million compared to the $96.10 million average estimate based on two analysts. View all Key Company Metrics for The Bancorp here>>>Shares of The Bancorp have returned +5.2% over the past month versus the Zacks S&P 500 composite's +1.2% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.5 Stocks Set to DoubleEach was handpicked by a Zacks expert as the #1 favorite stock to gain +100% or more in 2024. While not all picks can be winners, previous recommendations have soared +143.0%, +175.9%, +498.3% and +673.0%.Most of the stocks in this report are flying under Wall Street radar, which provides a great opportunity to get in on the ground floor.Today, See These 5 Potential Home Runs >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report The Bancorp, Inc. (TBBK): Free Stock Analysis ReportTo read this article on Zacks.com click here.Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks