Flagstar Financial (FLG) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates

For the quarter ended December 2024, Flagstar Financial (FLG) reported revenue of $625 million, down 29.5% over the same period last year. EPS came in at -$0.34, compared to -$0.81 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $590.72 million, representing a surprise of +5.80%. The company delivered an EPS surprise of +32.00%, with the consensus EPS estimate being -$0.50.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how Flagstar Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net Interest Margin: 1.7% versus 1.8% estimated by six analysts on average. Average Balances-Interest earning assets: $106.12 billion versus the five-analyst average estimate of $105.85 billion. Efficiency Ratio: 108.2% versus 93.8% estimated by five analysts on average. Book value per common share (GAAP): $18.54 versus the five-analyst average estimate of $19.17. Net charge-offs to average loans: 0.3% compared to the 1.1% average estimate based on four analysts. Total non-interest income (loss): $164 million versus the six-analyst average estimate of $68.29 million. Net Interest Income: $461 million compared to the $486.02 million average estimate based on six analysts. Bank-owned life insurance: $10 million compared to the $10.39 million average estimate based on five analysts. Fee income: $33 million versus the five-analyst average estimate of $33.72 million. Other non-interest (loss) income: $29 million compared to the $23.92 million average estimate based on four analysts. View all Key Company Metrics for Flagstar Financial here>>>Shares of Flagstar Financial have returned +2.9% over the past month versus the Zacks S&P 500 composite's +1.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.5 Stocks Set to DoubleEach was handpicked by a Zacks expert as the #1 favorite stock to gain +100% or more in 2024. While not all picks can be winners, previous recommendations have soared +143.0%, +175.9%, +498.3% and +673.0%.Most of the stocks in this report are flying under Wall Street radar, which provides a great opportunity to get in on the ground floor.Today, See These 5 Potential Home Runs >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Flagstar Financial, Inc. (FLG): Free Stock Analysis ReportTo read this article on Zacks.com click here.Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks