First Business Financial Services (FBIZ) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates

First Business Financial Services (FBIZ) reported $41.15 million in revenue for the quarter ended December 2024, representing a year-over-year increase of 12.4%. EPS of $1.43 for the same period compares to $1.15 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $39.3 million, representing a surprise of +4.72%. The company delivered an EPS surprise of +12.60%, with the consensus EPS estimate being $1.27.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how First Business Financial Services performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency ratio: 56.9% versus the three-analyst average estimate of 61%. Net Interest Margin: 3.8% versus the three-analyst average estimate of 3.6%. Net charge-offs (recoveries) as a percent of average gross loans and leases (annualized): 0.1% versus the two-analyst average estimate of 0.2%. Average Balance - Total interest-earning assets: $3.52 billion versus the two-analyst average estimate of $3.50 billion. Total Non-Interest Income: $8.01 million versus the three-analyst average estimate of $7.27 million. Net Interest Income: $33.15 million versus $31.69 million estimated by three analysts on average. Service charges on deposits: $0.96 million versus the two-analyst average estimate of $0.97 million. Private wealth management service fees: $3.43 million versus the two-analyst average estimate of $3.20 million. Loan fees: $0.91 million versus $0.91 million estimated by two analysts on average. View all Key Company Metrics for First Business Financial Services here>>>Shares of First Business Financial Services have returned +5.4% over the past month versus the Zacks S&P 500 composite's +1.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.5 Stocks Set to DoubleEach was handpicked by a Zacks expert as the #1 favorite stock to gain +100% or more in 2024. While not all picks can be winners, previous recommendations have soared +143.0%, +175.9%, +498.3% and +673.0%.Most of the stocks in this report are flying under Wall Street radar, which provides a great opportunity to get in on the ground floor.Today, See These 5 Potential Home Runs >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report First Business Financial Services, Inc. (FBIZ): Free Stock Analysis ReportTo read this article on Zacks.com click here.Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks