Compared to Estimates, Hilltop Holdings (HTH) Q4 Earnings: A Look at Key Metrics

Hilltop Holdings (HTH) reported $301.07 million in revenue for the quarter ended December 2024, representing a year-over-year increase of 3.8%. EPS of $0.55 for the same period compares to $0.44 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $284.4 million, representing a surprise of +5.86%. The company delivered an EPS surprise of +96.43%, with the consensus EPS estimate being $0.28.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how Hilltop Holdings performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Average Outstanding Balance - Interest-earning assets, gross: $15.37 billion versus $15.13 billion estimated by three analysts on average. Net Interest Margin: 2.7% compared to the 2.8% average estimate based on three analysts. Efficiency Ratio: 57.8% versus 88.9% estimated by two analysts on average. Non-accrual loans: $88.15 million versus $85.92 million estimated by two analysts on average. Non-performing assets: $91.10 million compared to the $93.48 million average estimate based on two analysts. Net Interest Income (FTE): $106.21 million compared to the $105.33 million average estimate based on three analysts. Net Interest Income: $105.48 million compared to the $104.76 million average estimate based on three analysts. Total Noninterest Income: $195.59 million versus the three-analyst average estimate of $179.65 million. Investment and securities advisory fees and commissions: $37.51 million compared to the $37.52 million average estimate based on two analysts. Mortgage loan origination fees: $30.11 million versus $31.69 million estimated by two analysts on average. Noninterest income- Other: $49.07 million versus the two-analyst average estimate of $39.23 million. Net gains from sale of loans and other mortgage production income: $43.55 million versus $43.30 million estimated by two analysts on average. View all Key Company Metrics for Hilltop Holdings here>>>Shares of Hilltop Holdings have returned +3.5% over the past month versus the Zacks S&P 500 composite's +1.2% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.5 Stocks Set to DoubleEach was handpicked by a Zacks expert as the #1 favorite stock to gain +100% or more in 2024. While not all picks can be winners, previous recommendations have soared +143.0%, +175.9%, +498.3% and +673.0%.Most of the stocks in this report are flying under Wall Street radar, which provides a great opportunity to get in on the ground floor.Today, See These 5 Potential Home Runs >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Hilltop Holdings Inc. (HTH): Free Stock Analysis ReportTo read this article on Zacks.com click here.Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks