Chubb (CB) Reports Q1 Earnings: What Key Metrics Have to Say

For the quarter ended March 2025, Chubb (CB) reported revenue of $13.67 billion, up 4.6% over the same period last year. EPS came in at $3.68, compared to $5.41 in the year-ago quarter.The reported revenue represents a surprise of -3.43% over the Zacks Consensus Estimate of $14.16 billion. With the consensus EPS estimate being $3.26, the EPS surprise was +12.88%.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.Here is how Chubb performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Loss and loss expense ratio: 67.8% versus the seven-analyst average estimate of 67.9%. Combined ratio: 95.7% versus 95.5% estimated by seven analysts on average. North America Agricultural Insurance - Combined ratio: 67.5% versus the five-analyst average estimate of 100.9%. North America Agricultural Insurance - Loss and loss expense ratio: 55.9% versus 94.7% estimated by five analysts on average. Net premiums written- North American Personal P&C Insurance: $1.55 billion versus the six-analyst average estimate of $1.59 billion. The reported number represents a year-over-year change of +6.6%. Net investment income- Overseas General Insurance: $281 million versus $306.70 million estimated by six analysts on average. Compared to the year-ago quarter, this number represents a +5.2% change. Net investment income- Global Reinsurance: $70 million compared to the $67.36 million average estimate based on six analysts. The reported number represents a change of +22.8% year over year. Net premiums written- Total P&C: $10.93 billion compared to the $11.30 billion average estimate based on six analysts. The reported number represents a change of +3.2% year over year. Net premiums written- Global Reinsurance: $408 million versus $406.24 million estimated by six analysts on average. Compared to the year-ago quarter, this number represents a +13.7% change. Net premiums written- Overseas General Insurance: $3.90 billion versus $4.09 billion estimated by six analysts on average. Compared to the year-ago quarter, this number represents a +1.8% change. Net investment income- North America Agricultural Insurance: $24 million compared to the $21.93 million average estimate based on six analysts. The reported number represents a change of +14.3% year over year. Net premiums earned- Total P&C (Property and Casualty): $10.30 billion versus $10.80 billion estimated by six analysts on average. Compared to the year-ago quarter, this number represents a +3.3% change. View all Key Company Metrics for Chubb here>>>Shares of Chubb have returned -4% over the past month versus the Zacks S&P 500 composite's -8.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.5 Stocks Set to DoubleEach was handpicked by a Zacks expert as the #1 favorite stock to gain +100% or more in 2024. While not all picks can be winners, previous recommendations have soared +143.0%, +175.9%, +498.3% and +673.0%.Most of the stocks in this report are flying under Wall Street radar, which provides a great opportunity to get in on the ground floor.Today, See These 5 Potential Home Runs >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Chubb Limited (CB): Free Stock Analysis ReportThis article originally published on Zacks Investment Research (zacks.com).Zacks Investment ResearchWeiter zum vollständigen Artikel bei Zacks Weiter zum vollständigen Artikel bei Zacks