Robo-advisers shine in retirement pension market with returns surpassing major indices

Robo-advisers (RAs) are increasingly making their mark in the retirement pension market as their algorithms become more sophisticated, achieving returns that outperform major global indices, industry officials said Monday. RAs are artificial intelligence-powered services that automatically diversify investments based on an individual’s risk profile. According to the robo-adviser testbed operated by Koscom, an IT system provider owned by the Korea Exchange, two algorithms from NH Investment & Securities led the pack with six-month returns of 61.03 percent and 58.75 percent among 170 commercially available actively managed retirement pension RAs as of Friday. Samsung Securities’ algorithm followed closely, gaining 56.46 percent over the same period. Advisory firms and companies specializing in RAs have also posted impressive results. ML Investment Advisory’s product recorded a six-month return of 44.15 percent, while artificial intelligence (AI) company Quantec’s product gained 38.72 percent. These RA algorithm returns have outperformed major global indices. Over the same period, theWeiter zum vollständigen Artikel bei Korea Times Weiter zum vollständigen Artikel bei Korea Times