Pacific National Funding Partners with Beachfront Credit Services to Deliver Expanded Debt Consolidation Options and Credit Pulse Tri-Bureau Monitoring

Partnership equips Pacific National Funding with Beachfront's lender ecosystem, marketing reach, and financial wellness tools, positioning the company as a national leader in consumer choice and outcomes.

SIOUX FALLS, S.D., Sept. 24, 2025 /PRNewswire/ -- Pacific National Funding (PNF) announced a strategic agreement with Beachfront Credit Services (Beachfront) to access the Beachfront ecosystem. The partnership expands PNF's ability to match borrowers with more debt consolidation choices, leverage Beachfront's marketing channels, and support borrowers after program completion with Credit Pulse, the tri-bureau credit monitoring platform. Together, Pacific National Funding and Beachfront Credit Services will help more consumers consolidate and eliminate high-interest debt through a transparent experience.

The partnership also clarifies who benefits most. Pacific National Funding and Beachfront Credit Services serve responsible consumers who want to simplify revolving balances into a single, predictable payment. Typical applicants include near-prime borrowers rebuilding after a setback; young professionals with thin credit files; families managing medical or emergency expenses; and gig-economy workers. By meeting borrowers where they are, the companies provide options designed to promote stability, accelerate payoff goals, and reduce the mental load of juggling multiple due dates.

With the agreement, PNF can align applicants with diverse lending products and repayment structures available through Beachfront's marketplace and in-house programs. Consumers move through a guidance-driven journey that surfaces multiple paths, compares terms side by side, and presents total cost, timeline, and monthly payment expectations. Integrating Beachfront's wellness platform adds education, coaching, and post-funding support that encourage positive habits and provide visibility as borrowers pay down balances.

"Consumers deserve choice, clarity, and momentum," said Jackson Pierre, CTO at Pacific National Funding. "By teaming with Beachfront Credit Services, we combine our commitment to responsible lending with a best-in-class fintech engine. The result is more options on day one, better alignment on interest rates and payments, and a disciplined plan to help customers stay on track."

Importantly, Beachfront Credit Services is recognized for giving people a second chance. The platform pairs data analytics with human-centered review to understand context, not just a number. Applicants who have experienced life events such as job transitions, medical expenses, divorce, or income disruption can be considered across a wider set of solutions, including Beachfront's in-house programs. Credit Pulse lets borrowers monitor all three bureaus, catch issues early, and build healthier habits after consolidation. This second-chance orientation reflects Beachfront's mission to empower consumers who are ready to take control of their finances.

To extend reach, Beachfront will activate omni-channel marketing that unifies awareness, application, and post-funding support. For affiliates, Beachfront's infrastructure enables compliant, performance-driven distribution at scale, while PNF's service model delivers a consistent borrower experience. Together they strengthen conversion efficiency, speed qualified decisioning, and improve matching to competitive options.

Four principles guide the combined experience: choice, speed, transparency, and wellness. Choice brings one destination to evaluate multiple consolidation products; speed delivers streamlined workflows and responsive communication; transparency provides predictable payments and clear timelines; wellness embeds Credit Pulse and education so customers sustain progress.

"Beachfront was built to expand access and elevate outcomes," said Erick Johnson, COO at Beachfront Credit Services. "Our partnership with Pacific National Funding pairs a respected consumer brand with our technology, marketplace, and Credit Pulse platform so borrowers can compare choices confidently and build durable financial health."

This strategic partnership positions Pacific National Funding to compete more effectively nationwide by aligning consumer needs, affiliate requirements, and lender standards inside a single system. With expanded coverage, improved comparisons, and integrated monitoring, PNF can present better-fitting options while maintaining rigorous service and compliance expectations for partners. For consumers seeking a structured path forward and a second chance, the PNF and Beachfront collaboration offers responsible products, transparent guidance, and the tools to stay the course.

Consumers can begin with Pacific National Funding at pacificnationalfunding.com. To learn more about Beachfront Credit Services and Credit Pulse, visit beachfrontcredit.com and creditpulse.net.

About Pacific National Funding
Pacific National Funding is a consumer finance company focused on helping people consolidate and eliminate high-interest debt through straightforward experiences and disciplined service. PNF brings a guidance-first approach to matching borrowers with structured solutions aligned to their goals.

About Beachfront Credit Services
Beachfront Credit Services is a best-in-class fintech platform for affiliates and consumers, offering a multi-lender marketplace, in-house programs, integrated marketing, and Credit Pulse tri-bureau monitoring to support long-term financial wellness nationwide.

Media Contacts
Pacific National Funding: Jackson Pierre, (855) 491-8010, 401583@email4pr.com
Beachfront Credit Services: Erick Johnson, COO, 401583@email4pr.com, 949-200-7457

Important Information
All loans are subject to credit approval, and not all applicants will qualify. Rates, terms, and availability vary by lender, credit profile, and state. Access to multiple lenders increases choice but does not guarantee the lowest available rate.

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SOURCE Pacific National Funding